Property Taxes in Texas: One of the Largest Costs of Homeownership — and Why You Shouldn’t Just Accept the Bill

Property Taxes in Texas: One of the Largest Costs of Homeownership — and Why You Shouldn’t Just Accept the Bill

At PMI Metroplex Properties, we spend a lot of time helping homeowners understand the true cost of owning real estate. Mortgage payments are only part of the equation. Insurance, maintenance, reserves — they all matter.

But in Texas, there is one expense that often rivals (or even exceeds) principal and interest over time:

Property Taxes.

For many North Texas homeowners, property taxes are one of the largest recurring financial obligations tied to their home. And unlike your mortgage, they never go away.

Yet most homeowners simply receive their annual assessment… and pay it without question.

Why Property Taxes Deserve Your Attention

Texas does not have a state income tax. That means local governments rely heavily on property taxes to fund schools, infrastructure, and municipal services. As property values increase across DFW, tax assessments often rise right along with them.

The issue?

Assessment values don’t always reflect true market value.

And even when they don’t, many homeowners:

  • Assume the county “must be right”

  • Don’t understand the protest process

  • Don’t have time to gather comps and attend hearings

  • Don’t believe it’s worth the effort

The result: overpayments that compound year after year.

A Smarter Approach: We’ve Partnered with Ownwell

At PMI Metroplex Properties, our goal is simple — help property owners operate more efficiently and keep more of what they earn.

That’s why we’ve partnered with Ownwell, a professional property tax protest service that helps homeowners challenge inflated property tax assessments — without the hassle of doing it yourself.

Through this partnership:

  • Experts analyze your assessed value

  • They file and manage the protest process

  • They negotiate with the appraisal district on your behalf

  • You only pay if you save

No paperwork confusion.
No courthouse stress.
No wasted time.

Exclusive Benefit for PMI Metroplex Clients

As part of our partnership, first-time users receive an additional 10% off when they use our dedicated link:

👉 https://www.ownwell.com/partner/pmi-metroplex

This makes an already low-risk service even more compelling.

Why This Matters

If you’ve owned your home for several years in North Texas, there’s a strong chance your property value has increased significantly. That doesn’t automatically mean your tax assessment is accurate.

Even modest reductions can translate into meaningful annual savings — and those savings compound over time.

We routinely see homeowners save hundreds to thousands of dollars per year simply by challenging their valuation.

The PMI Metroplex Philosophy

We believe property ownership should be optimized — not passive.

Whether you own your primary residence or investment property, reducing unnecessary expenses is part of sound financial stewardship. Property taxes are one of the few major homeownership expenses that can actually be negotiated.

Most people just pay the bill.

Smart owners evaluate it.

If you’d like to explore whether you’re overpaying, we encourage you to take advantage of this partnership.

👉 Start here: https://www.ownwell.com/partner/pmi-metroplex

As always, if you have questions about property ownership, HOA governance, or investment strategy in North Texas, our team at PMI Metroplex Properties is here to help.

For more owner resources:

Rental owners (landlords): https://www.bedfordpropertymanagementinc.com/homeowners

Owners in Associations: https://www.bedfordpropertymanagementinc.com/associations

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